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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,427 | $72,404-63.5% | $110,243-76.0% | $64,173-58.8% |
| Participation rate | 96.8% | 73.3%+23.4pp | 79.8%+17.0pp | 69.6%+27.2pp |
| Annual return | -8.71% | -6.29%-2.4pp | 314.76%-323.5pp | 7.63%-16.3pp |
| Employer contribution / active EE | $1,601 | $2,282-29.8% | $3,827-58.2% | $2,381-32.8% |
| Participant deferral / active EE | $2,680 | $3,469-22.7% | $4,672-42.6% | $3,470-22.8% |
| Admin fee / account holder | $928 | $5,664-83.6% | $8,548-89.1% | $4,887-81.0% |