Retirement plan

CEDAR VALLEY CHEESE INC 401(K) PROFIT SHARING PLAN & TRUST

Name: CEDAR VALLEY CHEESE INC - CEDAR VALLEY CHEESE INC 401(K) PROFIT SHARING PLAN & TRUST (2024) Form 5500
Creator: CEDAR VALLEY CHEESE INC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CEDAR VALLEY CHEESE INC 401(K) PROFIT SHARING PLAN & TRUST, CEDAR VALLEY CHEESE INC

CEDAR VALLEY CHEESE INCEIN 39-1208557Plan #002PY 2024

W3111 JAY RD - BELGIUM, WI 530049769920-994-4415cedarvalleycheese.comLinkedIn51-200 employeesfood production

Other plans on this EIN

1 filing

#001Retirement-$8.5M assets

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$10.2M

+10.4% from 2023

Total participants

+4.9% from 2023

Average account balance

$133,686

-37.5% from 2023

Annual return

12.21%

-8.14 pp from 2023

Benchmarks

See 2,589 peers

Peer group

Industry31 - Manufacturing

Plan typeDefined contribution

Participants25-99

Cohort2,589 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$12.23M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$163K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

107.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$604K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$9K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+16.93%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$4115

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$791K

$10833 / participant

Other / not subdivided$791K100.0%

% of EOY assets

7.783%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$133,686

$63,809+109.5%

$81,353+64.3%

$80,935+65.2%

Participation rate

86.3%

63.9%+22.4pp

69.5%+16.8pp

67.7%+18.6pp

Annual return

12.21%

16.37%-4.2pp

24.82%-12.6pp

35.66%-23.4pp

Employer contribution / active EE

$3,731

$1,981+88.4%

$2,464+51.4%

$2,757+35.4%

Participant deferral / active EE

$4,294

$3,093+38.8%

$3,885+10.5%

$4,299-0.1%

Admin fee / account holder

$10,405

$5,686+83.0%

$5,766+80.4%

$6,924+50.3%

CEDAR VALLEY CHEESE INC 401(K) PROFIT SHARING PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CEDAR VALLEY CHEESE INC 401(K) PROFIT SHARING PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion