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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,824 | $185,141+54.9% | $153,416+87.0% | $155,188+84.8% |
| Participation rate | 100.0% | 79.9%+20.1pp | 74.3%+25.7pp | 80.8%+19.2pp |
| Annual return | 7.46% | 18.72%-11.3pp | 17.84%-10.4pp | 148.84%-141.4pp |
| Employer contribution / active EE | $3,333 | $4,489-25.8% | $3,764-11.4% | $4,248-21.5% |
| Participant deferral / active EE | $4,988 | $5,477-8.9% | $4,723+5.6% | $6,531-23.6% |
| Admin fee / account holder | $10,471 | $16,005-34.6% | $13,095-20.0% | $14,480-27.7% |