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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,331 | $115,814+43.6% | $101,275+64.2% | $158,982+4.6% |
| Participation rate | 91.3% | 79.4%+11.9pp | 75.8%+15.5pp | 82.0%+9.3pp |
| Annual return | 13.34% | 56.16%-42.8pp | 46.48%-33.1pp | 302.99%-289.6pp |
| Employer contribution / active EE | $2,152 | $4,176-48.5% | $3,660-41.2% | $4,763-54.8% |
| Participant deferral / active EE | $4,377 | $4,958-11.7% | $4,371+0.1% | $5,983-26.9% |
| Admin fee / account holder | $10,439 | $7,249+44.0% | $5,948+75.5% | $11,252-7.2% |