Filed October 18, 2004
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
ASSOCIATED TRUST COMPANY, N.A.4+ years Service code 15 · EIN 30-0219031 | Recordkeeping | $17,487 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,698 | $28,109+87.5% | $71,086-25.9% | $56,287-6.4% |
| Participation rate | 20.3% | 40.4%-20.1pp | 54.7%-34.4pp | 69.9%-49.6pp |
| Annual return | -4.58% | -615.05%+610.5pp | 650.59%-655.2pp | -9.96%+5.4pp |
| Employer contribution / active EE | $97 | $558-82.6% | $1,088-91.1% | $2,111-95.4% |
| Participant deferral / active EE | $597 | $1,116-46.5% | $1,874-68.2% | $3,350-82.2% |
| Admin fee / account holder | $350 | $585-40.2% | $3,082-88.7% | $521-32.9% |