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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,787 | $77,908+20.4% | $149,696-37.3% | $75,173+24.8% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 12.14% | 31.73%-19.6pp | 134.46%-122.3pp | 160.72%-148.6pp |
| Employer contribution / active EE | $5,688 | $3,138+81.3% | $4,821+18.0% | $2,671+113.0% |
| Participant deferral / active EE | $5,078 | $3,411+48.9% | $5,682-10.6% | $4,126+23.1% |
| Admin fee / account holder | $4,896 | $5,950-17.7% | $13,212-62.9% | $5,651-13.4% |