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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,968 | $202,342-21.4% | $172,752-8.0% | $152,897+4.0% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 23.46% | 1029.83%-1006.4pp | 802.97%-779.5pp | 345.43%-322.0pp |
| Employer contribution / active EE | $2,470 | $5,858-57.8% | $5,144-52.0% | $4,764-48.2% |
| Participant deferral / active EE | $7,159 | $5,948+20.3% | $5,198+37.7% | $5,851+22.3% |
| Admin fee / account holder | $4,540 | $17,111-73.5% | $13,955-67.5% | $11,599-60.9% |