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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,609 | $136,860+25.4% | $120,344+42.6% | $154,746+10.9% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.7%+23.3pp | 80.7%+19.3pp |
| Annual return | 10.10% | 21.38%-11.3pp | 20.30%-10.2pp | 172.34%-162.2pp |
| Employer contribution / active EE | $1,779 | $3,533-49.6% | $3,020-41.1% | $4,379-59.4% |
| Participant deferral / active EE | $2,371 | $5,793-59.1% | $5,135-53.8% | $6,730-64.8% |
| Admin fee / account holder | $481 | $15,393-96.9% | $12,742-96.2% | $14,365-96.7% |