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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,609 | $167,415+2.5% | $140,514+22.1% | $198,609-13.6% |
| Participation rate | 100.0% | 80.9%+19.1pp | 77.8%+22.2pp | 82.4%+17.6pp |
| Annual return | 10.10% | 13.85%-3.8pp | 14.36%-4.3pp | 202.70%-192.6pp |
| Employer contribution / active EE | $1,779 | $4,088-56.5% | $3,378-47.3% | $5,055-64.8% |
| Participant deferral / active EE | $2,371 | $5,579-57.5% | $4,919-51.8% | $6,977-66.0% |
| Admin fee / account holder | $481 | $16,730-97.1% | $13,697-96.5% | $19,030-97.5% |