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| Provider | Service type | Compensation |
|---|---|---|
LINCOLN NATIONAL CORPORATION6 years Service code 13 · EIN 35-1140070 | Contract Administrator | $175,641 |
ANNEX WEALTH MANAGEMENT LLC4 years Filed as: ANNEX WEALTH MANAGEMENT, LLC Service code 27 · EIN 68-0524298 | Advisory (Plan) | $44,195 |
REILLY, PENNER & BENTON LLP3 years Service code 27 · EIN 39-0747409 | Advisory (Plan) | $9,350 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,985 | $101,317+4.6% | $146,958-27.9% | $74,495+42.3% |
| Participation rate | 99.4% | 75.5%+23.9pp | 82.2%+17.2pp | 67.2%+32.2pp |
| Annual return | 11.62% | 8730.91%-8719.3pp | 418.34%-406.7pp | 1364.94%-1353.3pp |
| Employer contribution / active EE | $3,804 | $3,810-0.2% | $4,933-22.9% | $2,623+45.0% |
| Participant deferral / active EE | $12,751 | $7,303+74.6% | $8,070+58.0% | $4,346+193.4% |
| Admin fee / account holder | $686 | $1,739-60.5% | $12,998-94.7% | $1,942-64.7% |