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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,137 | $35,183+25.4% | $73,545-40.0% | $70,124-37.1% |
| Participation rate | 32.4% | 42.9%-10.6pp | 54.9%-22.6pp | 69.5%-37.2pp |
| Annual return | 20.05% | 26.90%-6.9pp | -15.16%+35.2pp | 73.14%-53.1pp |
| Employer contribution / active EE | $328 | $709-53.7% | $1,219-73.1% | $2,342-86.0% |
| Participant deferral / active EE | $1,068 | $1,220-12.5% | $1,806-40.9% | $3,332-68.0% |
| Admin fee / account holder | $1,132 | $2,302-50.8% | $2,320-51.2% | $4,645-75.6% |