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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,209 | $96,678-84.3% | $86,640-82.4% | $139,466-89.1% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 7.74% | 106.69%-98.9pp | 592.52%-584.8pp | 373.66%-365.9pp |
| Employer contribution / active EE | $2,915 | $3,265-10.7% | $3,024-3.6% | $4,754-38.7% |
| Participant deferral / active EE | $872 | $4,837-82.0% | $4,438-80.3% | $6,712-87.0% |
| Admin fee / account holder | $8,100 | $6,410+26.4% | $5,616+44.2% | $11,409-29.0% |