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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,125 | $99,994+42.1% | $146,643-3.1% | $85,847+65.6% |
| Participation rate | 70.4% | 73.1%-2.7pp | 80.1%-9.7pp | 69.3%+1.1pp |
| Annual return | 13.71% | 18.93%-5.2pp | 22.75%-9.0pp | 318.61%-304.9pp |
| Employer contribution / active EE | $523 | $2,559-79.6% | $4,137-87.4% | $2,565-79.6% |
| Participant deferral / active EE | $3,542 | $4,006-11.6% | $5,506-35.7% | $3,952-10.4% |
| Admin fee / account holder | $1,824 | $7,703-76.3% | $10,280-82.3% | $6,261-70.9% |