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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,183 | $185,312+33.4% | $161,489+53.1% | $154,746+59.7% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 10.01% | 103.84%-93.8pp | 89.72%-79.7pp | 172.34%-162.3pp |
| Employer contribution / active EE | $9,340 | $4,769+95.8% | $4,268+118.8% | $4,379+113.3% |
| Participant deferral / active EE | $6,033 | $6,350-5.0% | $5,630+7.2% | $6,730-10.4% |
| Admin fee / account holder | $10,288 | $18,654-44.8% | $16,006-35.7% | $14,365-28.4% |