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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,483 | $226,135-55.6% | $182,558-45.0% | $152,909-34.3% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.0%+22.0pp | 82.5%+17.5pp |
| Annual return | 25.95% | 192.60%-166.7pp | 148.59%-122.6pp | 345.46%-319.5pp |
| Employer contribution / active EE | $8,398 | $4,979+68.7% | $4,076+106.0% | $4,764+76.3% |
| Participant deferral / active EE | $1,769 | $6,371-72.2% | $5,526-68.0% | $5,851-69.8% |
| Admin fee / account holder | $801 | $10,707-92.5% | $8,594-90.7% | $11,601-93.1% |