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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,716 | $152,619-80.5% | $125,195-76.3% | $152,909-80.6% |
| Participation rate | 95.7% | 83.3%+12.3pp | 79.8%+15.9pp | 82.5%+13.2pp |
| Annual return | 22.61% | 54.85%-32.2pp | 43.79%-21.2pp | 345.46%-322.9pp |
| Employer contribution / active EE | $2,113 | $4,947-57.3% | $3,866-45.3% | $4,764-55.6% |
| Participant deferral / active EE | $4,383 | $5,869-25.3% | $4,937-11.2% | $5,851-25.1% |
| Admin fee / account holder | $482 | $13,437-96.4% | $9,704-95.0% | $11,601-95.8% |