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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,127 | $72,486-36.4% | $87,103-47.0% | $72,976-36.8% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.9%+23.1pp | 69.5%+30.5pp |
| Annual return | -0.20% | 24.46%-24.7pp | 28.19%-28.4pp | 81.02%-81.2pp |
| Employer contribution / active EE | $2,907 | $1,894+53.5% | $2,521+15.3% | $2,440+19.1% |
| Participant deferral / active EE | $2,173 | $3,270-33.5% | $4,049-46.3% | $3,608-39.8% |
| Admin fee / account holder | $1,259 | $5,055-75.1% | $7,491-83.2% | $5,124-75.4% |