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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $389,360 | $99,994+289.4% | $146,647+165.5% | $85,851+353.5% |
| Participation rate | 92.3% | 73.1%+19.2pp | 80.1%+12.2pp | 69.3%+23.0pp |
| Annual return | 20.12% | 18.93%+1.2pp | 22.75%-2.6pp | 318.63%-298.5pp |
| Employer contribution / active EE | $8,170 | $2,559+219.2% | $4,137+97.5% | $2,565+218.4% |
| Participant deferral / active EE | $5,850 | $4,006+46.0% | $5,506+6.2% | $3,952+48.0% |
| Admin fee / account holder | $15,448 | $7,703+100.5% | $10,281+50.3% | $6,261+146.7% |