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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,835 | $202,342-4.2% | $172,752+12.2% | $152,897+26.8% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 24.13% | 1029.83%-1005.7pp | 802.97%-778.8pp | 345.43%-321.3pp |
| Employer contribution / active EE | $2,956 | $5,858-49.5% | $5,144-42.5% | $4,764-37.9% |
| Participant deferral / active EE | $5,187 | $5,948-12.8% | $5,198-0.2% | $5,851-11.3% |
| Admin fee / account holder | $5,884 | $17,111-65.6% | $13,955-57.8% | $11,599-49.3% |