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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,386 | $124,351+55.5% | $109,188+77.1% | $167,553+15.4% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 9.35% | 26.04%-16.7pp | 25.76%-16.4pp | 478.89%-469.5pp |
| Employer contribution / active EE | $13,137 | $4,210+212.1% | $3,723+252.9% | $4,840+171.4% |
| Participant deferral / active EE | $4,641 | $5,257-11.7% | $4,654-0.3% | $6,343-26.8% |
| Admin fee / account holder | $473 | $7,975-94.1% | $6,755-93.0% | $12,316-96.2% |