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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $616,122 | $153,769+300.7% | $133,975+359.9% | $273,972+124.9% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.1%+12.9pp | 83.0%+17.0pp |
| Annual return | 3.79% | 36.51%-32.7pp | 29.29%-25.5pp | 41.46%-37.7pp |
| Employer contribution / active EE | $8,977 | $6,029+48.9% | $5,211+72.3% | $4,869+84.4% |
| Participant deferral / active EE | $7,220 | $6,958+3.8% | $6,282+14.9% | $5,287+36.6% |
| Admin fee / account holder | $14,128 | $11,765+20.1% | $9,324+51.5% | $10,133+39.4% |