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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,822 | $49,199-59.7% | $121,210-83.6% | $75,177-73.6% |
| Participation rate | 73.2% | 55.4%+17.7pp | 69.5%+3.6pp | 67.2%+6.0pp |
| Annual return | 18.35% | 56.04%-37.7pp | 987.41%-969.1pp | 160.75%-142.4pp |
| Employer contribution / active EE | $413 | $1,547-73.3% | $4,171-90.1% | $2,671-84.5% |
| Participant deferral / active EE | $1,250 | $2,630-52.5% | $4,084-69.4% | $4,126-69.7% |
| Admin fee / account holder | $1,082 | $3,946-72.6% | $5,647-80.8% | $5,651-80.8% |