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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,581 | $51,638-56.3% | $129,406-82.6% | $80,959-72.1% |
| Participation rate | 65.6% | 56.9%+8.6pp | 69.6%-4.1pp | 67.7%-2.1pp |
| Annual return | 12.49% | 20.78%-8.3pp | 9468.18%-9455.7pp | 35.67%-23.2pp |
| Employer contribution / active EE | $329 | $1,584-79.2% | $4,155-92.1% | $2,757-88.1% |
| Participant deferral / active EE | $1,216 | $2,670-54.5% | $4,167-70.8% | $4,300-71.7% |
| Admin fee / account holder | $911 | $4,313-78.9% | $7,689-88.2% | $6,925-86.9% |