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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,503 | $52,353-64.7% | $120,225-84.6% | $82,448-77.6% |
| Participation rate | 63.9% | 58.3%+5.6pp | 69.6%-5.7pp | 68.1%-4.2pp |
| Annual return | 13.29% | 61.85%-48.6pp | 439.23%-425.9pp | 41.64%-28.3pp |
| Employer contribution / active EE | $359 | $1,510-76.2% | $3,475-89.7% | $2,551-85.9% |
| Participant deferral / active EE | $1,292 | $2,627-50.8% | $3,999-67.7% | $4,139-68.8% |
| Admin fee / account holder | $9,107 | $4,363+108.7% | $5,696+59.9% | $7,234+25.9% |