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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,874 | $85,171-12.1% | $172,753-56.7% | $72,976+2.6% |
| Participation rate | 93.1% | 70.1%+23.0pp | 82.6%+10.5pp | 69.5%+23.6pp |
| Annual return | 12.29% | 27.32%-15.0pp | 803.00%-790.7pp | 81.02%-68.7pp |
| Employer contribution / active EE | $1,659 | $3,324-50.1% | $5,144-67.7% | $2,440-32.0% |
| Participant deferral / active EE | $4,865 | $3,260+49.2% | $5,198-6.4% | $3,608+34.9% |
| Admin fee / account holder | $64,569 | $5,880+998.1% | $13,956+362.7% | $5,124+1160.1% |