Retirement plan

RUDER WARE, L.L.S.C. 401(K) PROFIT SHARING PLAN

Name: RUDER WARE, L.L.S.C. - RUDER WARE, L.L.S.C. 401(K) PROFIT SHARING PLAN (2017) Form 5500
Creator: RUDER WARE, L.L.S.C.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, RUDER WARE, L.L.S.C. 401(K) PROFIT SHARING PLAN, RUDER WARE, L.L.S.C.

RUDER WARE, L.L.S.C.EIN 39-1132495Plan #001PY 2017

500 N. FIRST STREET, STE 8000, P.O. BOX 8050 - WAUSAU, WI 544028050715-845-4336

Prospect flagsHigh feesHigh assets / participantCorrective distributions

How to read this page

Total assets (EOY)

$36.3M

+17.7% from 2016

Total participants

110

-9.1% from 2016

Average account balance

$330,043

+29.5% from 2016

Annual return

15.29%

+7.94 pp from 2016

Benchmarks

See 25,067 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants25-99

Cohort25,067 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$58.54M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$461K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

127

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.61M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$27K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.54%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$1450

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
WOODTRUST BANK1 year Service code 15 · EIN 39-0720440	Recordkeeping	$75,129
HECK CAPITAL ADVISORS1 year Filed as: HECK CAPITAL ADIVSORS Service code 27 15 E ANDERSON ST · RHINELANDER, WI 54501	Advisory (Plan)	$74,163

Plan features & details

Pension benefit codes2E2F2G2J2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

3 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).
InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$149K

$1799 / participant

Investment mgmt$74K49.7%
Other / not subdivided$75K50.3%

% of EOY assets

0.411%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: SCHENCK SC
Auditor EIN: 391173131
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$330,043

$85,766+284.8%

$136,298+142.1%

$70,126+370.6%

Participation rate

100.0%

74.2%+25.8pp

81.9%+18.1pp

69.5%+30.5pp

Annual return

15.29%

31.46%-16.2pp

5156.27%-5141.0pp

73.15%-57.9pp

Employer contribution / active EE

$15,502

$2,966+422.7%

$4,696+230.1%

$2,343+561.8%

Participant deferral / active EE

$5,069

$5,051+0.3%

$6,247-18.9%

$3,332+52.1%

Admin fee / account holder

$1,357

$5,421-75.0%

$9,244-85.3%

$4,645-70.8%

Provider

Service type

Compensation

WOODTRUST BANK1 year

Service code 15 · EIN 39-0720440

Recordkeeping

$75,129

HECK CAPITAL ADVISORS1 year

Filed as: HECK CAPITAL ADIVSORS

Service code 27

15 E ANDERSON ST · RHINELANDER, WI 54501

Advisory (Plan)

$74,163

RUDER WARE, L.L.S.C. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

RUDER WARE, L.L.S.C. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion