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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,719 | $106,923+24.1% | $84,023+58.0% | $152,909-13.2% |
| Participation rate | 100.0% | 75.3%+24.7pp | 69.0%+31.0pp | 82.5%+17.5pp |
| Annual return | 26.88% | 105.02%-78.1pp | 71.32%-44.4pp | 345.46%-318.6pp |
| Employer contribution / active EE | $2,727 | $2,735-0.3% | $1,984+37.5% | $4,764-42.8% |
| Participant deferral / active EE | $4,602 | $4,013+14.7% | $3,239+42.1% | $5,851-21.4% |
| Admin fee / account holder | $1,401 | $8,289-83.1% | $6,102-77.0% | $11,601-87.9% |