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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $273,678 | $78,690+247.8% | $161,489+69.5% | $87,485+212.8% |
| Participation rate | 90.0% | 67.5%+22.5pp | 78.7%+11.3pp | 68.9%+21.1pp |
| Annual return | 15.02% | 32.74%-17.7pp | 89.72%-74.7pp | 26.06%-11.0pp |
| Employer contribution / active EE | $13,353 | $2,588+415.9% | $4,268+212.8% | $2,596+414.3% |
| Participant deferral / active EE | $8,297 | $3,311+150.6% | $5,630+47.4% | $4,274+94.1% |
| Admin fee / account holder | $14,338 | $6,724+113.3% | $16,006-10.4% | $7,775+84.4% |