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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $273,678 | $76,407+258.2% | $150,298+82.1% | $82,448+231.9% |
| Participation rate | 90.0% | 66.4%+23.6pp | 77.8%+12.2pp | 68.1%+21.9pp |
| Annual return | 15.02% | 39.99%-25.0pp | 62.79%-47.8pp | 41.64%-26.6pp |
| Employer contribution / active EE | $13,353 | $2,614+410.8% | $4,154+221.4% | $2,551+423.4% |
| Participant deferral / active EE | $8,297 | $3,214+158.1% | $5,453+52.2% | $4,139+100.4% |
| Admin fee / account holder | $14,338 | $6,352+125.7% | $14,116+1.6% | $7,234+98.2% |