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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,244 | $65,555+298.5% | $86,216+203.0% | $75,173+247.5% |
| Participation rate | 97.1% | 60.5%+36.7pp | 69.0%+28.2pp | 67.2%+29.9pp |
| Annual return | 17.32% | 46.07%-28.7pp | 1169.42%-1152.1pp | 160.72%-143.4pp |
| Employer contribution / active EE | $2,649 | $1,553+70.5% | $2,382+11.2% | $2,671-0.8% |
| Participant deferral / active EE | $8,629 | $3,023+185.4% | $3,986+116.5% | $4,126+109.1% |
| Admin fee / account holder | $1,958 | $5,469-64.2% | $6,853-71.4% | $5,651-65.4% |