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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,924 | $73,787+298.3% | $98,716+197.7% | $82,448+256.5% |
| Participation rate | 100.0% | 61.4%+38.6pp | 69.3%+30.7pp | 68.1%+31.9pp |
| Annual return | 21.09% | 18.57%+2.5pp | 31.81%-10.7pp | 41.64%-20.6pp |
| Employer contribution / active EE | $6,389 | $1,511+322.8% | $2,279+180.4% | $2,551+150.5% |
| Participant deferral / active EE | $8,672 | $3,081+181.4% | $4,048+114.2% | $4,139+109.5% |
| Admin fee / account holder | $1,280 | $6,500-80.3% | $8,703-85.3% | $7,234-82.3% |