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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,099 | $84,236+80.6% | $170,439-10.8% | $70,124+116.9% |
| Participation rate | 91.4% | 70.8%+20.6pp | 83.6%+7.8pp | 69.5%+21.9pp |
| Annual return | 10.49% | 23.06%-12.6pp | 205.94%-195.4pp | 73.14%-62.7pp |
| Employer contribution / active EE | $1,486 | $3,387-56.1% | $5,433-72.6% | $2,342-36.6% |
| Participant deferral / active EE | $4,809 | $3,086+55.8% | $4,939-2.6% | $3,332+44.3% |
| Admin fee / account holder | $75,526 | $5,698+1225.4% | $13,881+444.1% | $4,645+1525.8% |