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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,312 | $72,404+2.6% | $110,243-32.6% | $64,173+15.8% |
| Participation rate | 98.6% | 73.3%+25.2pp | 79.8%+18.7pp | 69.6%+29.0pp |
| Annual return | -8.29% | -6.29%-2.0pp | 314.76%-323.0pp | 7.63%-15.9pp |
| Employer contribution / active EE | $626 | $2,282-72.6% | $3,827-83.6% | $2,381-73.7% |
| Participant deferral / active EE | $3,358 | $3,469-3.2% | $4,672-28.1% | $3,470-3.2% |
| Admin fee / account holder | $1,376 | $5,664-75.7% | $8,548-83.9% | $4,887-71.9% |