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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,290 | $114,712-24.8% | $173,730-50.3% | $87,485-1.4% |
| Participation rate | 98.6% | 73.0%+25.6pp | 79.6%+19.0pp | 68.9%+29.7pp |
| Annual return | 14.27% | 20.18%-5.9pp | 19.96%-5.7pp | 26.06%-11.8pp |
| Employer contribution / active EE | $983 | $2,904-66.1% | $4,577-78.5% | $2,596-62.1% |
| Participant deferral / active EE | $5,815 | $4,642+25.3% | $6,326-8.1% | $4,274+36.1% |
| Admin fee / account holder | $2,585 | $10,210-74.7% | $17,523-85.3% | $7,775-66.8% |