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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $612,067 | $175,231+249.3% | $149,696+308.9% | $139,466+338.9% |
| Participation rate | 95.0% | 83.4%+11.6pp | 78.8%+16.2pp | 80.3%+14.7pp |
| Annual return | 41.35% | 166.77%-125.4pp | 134.46%-93.1pp | 373.66%-332.3pp |
| Employer contribution / active EE | $6,235 | $5,478+13.8% | $4,821+29.3% | $4,754+31.2% |
| Participant deferral / active EE | $19,261 | $6,521+195.4% | $5,682+239.0% | $6,712+187.0% |
| Admin fee / account holder | $31,942 | $16,155+97.7% | $13,212+141.8% | $11,409+180.0% |