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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,310 | $105,200+149.3% | $159,474+64.5% | $85,847+205.6% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 13.64% | 45.08%-31.4pp | 263.68%-250.0pp | 318.61%-305.0pp |
| Employer contribution / active EE | $6,766 | $3,319+103.9% | $4,831+40.1% | $2,565+163.7% |
| Participant deferral / active EE | $10,452 | $5,946+75.8% | $7,353+42.1% | $3,952+164.5% |
| Admin fee / account holder | $35,479 | $6,934+411.6% | $10,802+228.4% | $6,261+466.7% |