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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $276,172 | $102,422+169.6% | $147,117+87.7% | $80,959+241.1% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 15.04% | 135.16%-120.1pp | 420.54%-405.5pp | 35.67%-20.6pp |
| Employer contribution / active EE | $9,015 | $3,717+142.5% | $4,932+82.8% | $2,757+227.0% |
| Participant deferral / active EE | $14,176 | $6,652+113.1% | $8,065+75.8% | $4,300+229.6% |
| Admin fee / account holder | $11,096 | $7,953+39.5% | $12,993-14.6% | $6,925+60.2% |