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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $317,101 | $106,524+197.7% | $152,301+108.2% | $87,485+262.5% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.4%+17.6pp | 68.9%+31.1pp |
| Annual return | 16.01% | 26.89%-10.9pp | 80.50%-64.5pp | 26.06%-10.0pp |
| Employer contribution / active EE | $9,595 | $3,371+184.6% | $4,624+107.5% | $2,596+269.6% |
| Participant deferral / active EE | $15,803 | $6,525+142.2% | $8,004+97.4% | $4,274+269.8% |
| Admin fee / account holder | $40,563 | $8,287+389.5% | $14,398+181.7% | $7,775+421.7% |