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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,413 | $71,197-79.8% | $93,669-84.6% | $80,925-82.2% |
| Participation rate | 84.1% | 60.4%+23.7pp | 68.7%+15.4pp | 67.7%+16.4pp |
| Annual return | 16.46% | 11.27%+5.2pp | 133.59%-117.1pp | 35.65%-19.2pp |
| Employer contribution / active EE | $453 | $1,565-71.1% | $2,424-81.3% | $2,756-83.6% |
| Participant deferral / active EE | $945 | $4,036-76.6% | $4,416-78.6% | $4,299-78.0% |
| Admin fee / account holder | $305 | $6,959-95.6% | $8,291-96.3% | $6,940-95.6% |