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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,205 | $103,393-27.3% | $87,103-13.7% | $152,909-50.8% |
| Participation rate | 91.3% | 79.4%+11.9pp | 76.9%+14.4pp | 82.5%+8.8pp |
| Annual return | 17.56% | 28.10%-10.5pp | 28.19%-10.6pp | 345.46%-327.9pp |
| Employer contribution / active EE | $0 | $3,221-100.0% | $2,521-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $2,203 | $4,778-53.9% | $4,049-45.6% | $5,851-62.4% |
| Admin fee / account holder | $721 | $12,195-94.1% | $7,491-90.4% | $11,601-93.8% |