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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,549 | $88,707+90.0% | $74,184+127.2% | $273,972-38.5% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | -1.33% | 11.94%-13.3pp | 17.74%-19.1pp | 41.46%-42.8pp |
| Employer contribution / active EE | $13,465 | $3,159+326.2% | $2,370+468.1% | $4,869+176.6% |
| Participant deferral / active EE | $1,355 | $4,212-67.8% | $3,550-61.8% | $5,287-74.4% |
| Admin fee / account holder | $5,153 | $8,717-40.9% | $5,586-7.7% | $10,133-49.1% |