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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,847 | $138,312+108.8% | $122,979+134.9% | $155,188+86.1% |
| Participation rate | 92.9% | 80.2%+12.7pp | 77.2%+15.7pp | 80.8%+12.1pp |
| Annual return | 4.64% | 22.06%-17.4pp | 20.12%-15.5pp | 148.84%-144.2pp |
| Employer contribution / active EE | $8,136 | $3,530+130.4% | $3,062+165.7% | $4,248+91.5% |
| Participant deferral / active EE | $2,893 | $5,592-48.3% | $5,003-42.2% | $6,531-55.7% |
| Admin fee / account holder | $9,472 | $15,089-37.2% | $12,864-26.4% | $14,480-34.6% |