Retirement plan

403(B) THRIFT PLAN FOR EMPLOYEES OF NORTH CENTRAL COMMUNITY ACTION PROGRAM, INC.

Name: NORTH CENTRAL COMMUNITY ACTION PROGRAM, INC. - 403(B) THRIFT PLAN FOR EMPLOYEES OF NORTH CENTRAL COMMUNITY ACTION PROGRAM, INC. (2025) Form 5500
Creator: NORTH CENTRAL COMMUNITY ACTION PROGRAM, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, 403(B) THRIFT PLAN FOR EMPLOYEES OF NORTH CENTRAL COMMUNITY ACTION PROGRAM, INC., NORTH CENTRAL COMMUNITY ACTION PROGRAM, INC.

NORTH CENTRAL COMMUNITY ACTION PROGRAM, INC.EIN 39-1080179Plan #001PY 2025

2111 8TH ST S STE 102 - WISCONSIN RAPIDS, WI 544946155715-424-2581northcentralcap.orgLinkedIn11-50 employeesnon-profit organization management

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$2.1M

+18.3% from 2024

Total participants

-2.5% from 2024

Average account balance

$52,908

+21.3% from 2024

Annual return

14.93%

+0.25 pp from 2024

Benchmarks

See 8,256 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants25-99

Cohort8,256 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.06M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$53K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

111.4%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$311K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$9K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.93%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$6477

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2G3D2E2S2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$253K

$7217 / participant

Other / not subdivided$253K100.0%

% of EOY assets

12.242%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$52,908

$78,690-32.8%

$161,489-67.2%

$87,485-39.5%

Participation rate

100.0%

67.5%+32.5pp

78.7%+21.3pp

68.9%+31.1pp

Annual return

14.93%

32.74%-17.8pp

89.72%-74.8pp

26.06%-11.1pp

Employer contribution / active EE

$4,752

$2,588+83.6%

$4,268+11.3%

$2,596+83.0%

Participant deferral / active EE

$4,128

$3,311+24.7%

$5,630-26.7%

$4,274-3.4%

Admin fee / account holder

$6,477

$6,724-3.7%

$16,006-59.5%

$7,775-16.7%

403(B) THRIFT PLAN FOR EMPLOYEES OF NORTH CENTRAL COMMUNITY ACTION PROGRAM, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

403(B) THRIFT PLAN FOR EMPLOYEES OF NORTH CENTRAL COMMUNITY ACTION PROGRAM, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion