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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,870 | $60,139+87.7% | $90,461+24.8% | $79,856+41.3% |
| Participation rate | 81.5% | 65.0%+16.5pp | 72.7%+8.8pp | 69.6%+11.8pp |
| Annual return | 7.84% | 71.96%-64.1pp | 1294.76%-1286.9pp | 31.71%-23.9pp |
| Employer contribution / active EE | $7,975 | $2,069+285.5% | $3,264+144.4% | $2,471+222.7% |
| Participant deferral / active EE | $4,433 | $2,939+50.9% | $3,964+11.8% | $3,741+18.5% |
| Admin fee / account holder | $42,818 | $3,978+976.3% | $5,617+662.3% | $5,306+706.9% |