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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $248,596 | $148,623+67.3% | $135,974+82.8% | $139,466+78.2% |
| Participation rate | 87.0% | 83.9%+3.1pp | 81.9%+5.0pp | 80.3%+6.6pp |
| Annual return | 21.31% | 79.30%-58.0pp | 68.30%-47.0pp | 373.66%-352.4pp |
| Employer contribution / active EE | $1,351 | $5,246-74.3% | $4,859-72.2% | $4,754-71.6% |
| Participant deferral / active EE | $6,576 | $8,103-18.8% | $7,760-15.3% | $6,712-2.0% |
| Admin fee / account holder | $6,746 | $12,406-45.6% | $10,767-37.3% | $11,409-40.9% |