Filed November 9, 2005
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
RBC WEALTH MANAGEMENT5 years Filed as: RBC WEALTH MANAGEMENT/MARK CAPOMACC Service code 27 1375 W MAIN ST · DE PERE, WY 54115 | Advisory (Plan) | $34,594 |
LINCOLN NATIONAL CORPORATION6 years Service code 13 · EIN 35-1140070 | Contract Administrator | $28,864 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,820 | $72,137+12.0% | $142,449-43.3% | $71,457+13.1% |
| Participation rate | 62.4% | 71.7%-9.3pp | 76.8%-14.3pp | 67.9%-5.5pp |
| Annual return | 15.78% | 21.15%-5.4pp | 19.99%-4.2pp | 28.85%-13.1pp |
| Employer contribution / active EE | $1,106 | $3,793-70.8% | $4,847-77.2% | $2,588-57.2% |
| Participant deferral / active EE | $3,252 | $5,280-38.4% | $6,283-48.3% | $4,289-24.2% |
| Admin fee / account holder | $409 | $1,433-71.4% | $10,011-95.9% | $1,587-74.2% |