Retirement plan

WESTERN DAIRYLAND ECONOMIC OPPORTUNITY COUNCIL INC. RETIREMENT PLAN

Name: WESTERN DAIRYLAND ECONOMIC OPPORTUNITY COUNCIL, INC. - WESTERN DAIRYLAND ECONOMIC OPPORTUNITY COUNCIL INC. RETIREMENT PLAN (2024) Form 5500
Creator: WESTERN DAIRYLAND ECONOMIC OPPORTUNITY COUNCIL, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, WESTERN DAIRYLAND ECONOMIC OPPORTUNITY COUNCIL INC. RETIREMENT PLAN, WESTERN DAIRYLAND ECONOMIC OPPORTUNITY COUNCIL, INC.

WESTERN DAIRYLAND ECONOMIC OPPORTUNITY COUNCIL, INC.EIN 39-1076993Plan #001PY 2024

23122 WHITEHALL ROAD - INDEPENDENCE, WI 54747715-836-7511westerndairyland.orgLinkedIn51-200 employeesnon-profit organization management

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$11.4M

+16.2% from 2023

Total participants

220

+4.3% from 2023

Average account balance

$54,461

+13.4% from 2023

Annual return

12.02%

-3.86 pp from 2023

Benchmarks

See 2,053 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants100-249

Cohort2,053 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$11.38M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$54K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

209

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

93.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.08M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.02%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$280

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
FIDELITY INVESTMENTS INSTITUTIONAL8 years Service code 60 · EIN 04-2647786	Sub-TA Fees	$25,686
CAMBRIDGE INVESTMENT RESEARCH7 years Service code 27 · EIN 42-1445429	Advisory (Plan)	$25,386
HAWKINS ASH CPAS7 years Service code 10 · EIN 39-0912608	Accounting	$7,500

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$59K

$347 / participant

Recordkeeping$26K43.9%
Investment mgmt$25K43.3%
Other / not subdivided$8K12.8%

% of EOY assets

0.515%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: HAWKINS, ASH CPAS LLP
Auditor EIN: 390912608
Audit fees: $7,500
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$54,461

$60,454-9.9%

$81,844-33.5%

$74,459-26.9%

Participation rate

93.5%

63.0%+30.5pp

72.4%+21.1pp

67.2%+26.3pp

Annual return

12.02%

16.87%-4.9pp

778.87%-766.9pp

1369.70%-1357.7pp

Employer contribution / active EE

$2,335

$2,630-11.2%

$2,916-19.9%

$2,626-11.1%

Participant deferral / active EE

$4,056

$3,398+19.4%

$4,323-6.2%

$4,350-6.7%

Admin fee / account holder

$280

$1,490-81.2%

$7,355-96.2%

$1,945-85.6%

Provider

Service type

Compensation

FIDELITY INVESTMENTS INSTITUTIONAL8 years

Service code 60 · EIN 04-2647786

Sub-TA Fees

$25,686

CAMBRIDGE INVESTMENT RESEARCH7 years

Service code 27 · EIN 42-1445429

Advisory (Plan)

$25,386

HAWKINS ASH CPAS7 years

Service code 10 · EIN 39-0912608

Accounting

$7,500

WESTERN DAIRYLAND ECONOMIC OPPORTUNITY COUNCIL INC. RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

WESTERN DAIRYLAND ECONOMIC OPPORTUNITY COUNCIL INC. RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion