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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,462 | $138,075+93.0% | $123,552+115.7% | $135,379+96.8% |
| Participation rate | 90.0% | 84.7%+5.3pp | 82.3%+7.7pp | 82.6%+7.4pp |
| Annual return | -5.00% | 153.70%-158.7pp | 119.20%-124.2pp | 519.79%-524.8pp |
| Employer contribution / active EE | $737 | $5,152-85.7% | $4,628-84.1% | $4,779-84.6% |
| Participant deferral / active EE | $9,579 | $6,800+40.9% | $6,426+49.1% | $5,609+70.8% |
| Admin fee / account holder | $101,198 | $10,917+827.0% | $9,285+990.0% | $10,828+834.6% |