Retirement plan

COMMUNITY ACTION INC. OF ROCK & WALWORTH COUNTIES 403B PLAN

Name: COMMUNITY ACTION INC. OF ROCK & WALWORTH COUNTIES - COMMUNITY ACTION INC. OF ROCK & WALWORTH COUNTIES 403B PLAN (2017) Form 5500
Creator: COMMUNITY ACTION INC. OF ROCK & WALWORTH COUNTIES
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, COMMUNITY ACTION INC. OF ROCK & WALWORTH COUNTIES 403B PLAN, COMMUNITY ACTION INC. OF ROCK & WALWORTH COUNTIES

COMMUNITY ACTION INC. OF ROCK & WALWORTH COUNTIESEIN 39-1052077Plan #001PY 2017

20 ECLIPSE CENTER - BELOIT, WI 53511608-313-1300community-action.orgLinkedIn51-200 employeesnon-profit organization management

Prospect flagsHigh feesLow participant contribution

How to read this page

Total assets (EOY)

$1.2M

+27.5% from 2016

Total participants

-2.4% from 2016

Average account balance

$20,200

+25.3% from 2016

Annual return

21.52%

+11.34 pp from 2016

Benchmarks

See 17,854 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants25-99

Cohort17,854 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.43M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$29K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

88.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$265K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.82%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$1517

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2F2G2L2T

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

2 tripped

OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$130K

$1589 / participant

Other / not subdivided$130K100.0%

% of EOY assets

10.748%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$20,200

$84,236-76.0%

$170,435-88.1%

$70,126-71.2%

Participation rate

72.0%

70.8%+1.1pp

83.6%-11.6pp

69.5%+2.4pp

Annual return

21.52%

23.06%-1.5pp

205.94%-184.4pp

73.15%-51.6pp

Employer contribution / active EE

$1,172

$3,387-65.4%

$5,432-78.4%

$2,343-50.0%

Participant deferral / active EE

$797

$3,086-74.2%

$4,939-83.9%

$3,332-76.1%

Admin fee / account holder

$2,171

$5,698-61.9%

$13,881-84.4%

$4,645-53.3%

COMMUNITY ACTION INC. OF ROCK & WALWORTH COUNTIES 403B PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

COMMUNITY ACTION INC. OF ROCK & WALWORTH COUNTIES 403B PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion