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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,079 | $46,877-3.8% | $122,354-63.2% | $70,126-35.7% |
| Participation rate | 85.2% | 58.2%+27.0pp | 71.6%+13.6pp | 69.5%+15.7pp |
| Annual return | 20.13% | 24.22%-4.1pp | 30.28%-10.1pp | 73.15%-53.0pp |
| Employer contribution / active EE | $587 | $1,288-54.4% | $4,051-85.5% | $2,343-74.9% |
| Participant deferral / active EE | $1,564 | $2,167-27.8% | $3,287-52.4% | $3,332-53.1% |
| Admin fee / account holder | $3,746 | $3,324+12.7% | $5,479-31.6% | $4,645-19.4% |