Retirement plan

HOLIDAY WHOLESALE, INC. PROFIT SHARING & 401(K) PLAN

Name: HOLIDAY WHOLESALE, INC. - HOLIDAY WHOLESALE, INC. PROFIT SHARING & 401(K) PLAN (2018) Form 5500
Creator: HOLIDAY WHOLESALE, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, HOLIDAY WHOLESALE, INC. PROFIT SHARING & 401(K) PLAN, HOLIDAY WHOLESALE, INC.

HOLIDAY WHOLESALE, INC.EIN 39-1029235Plan #001PY 2018

225 PIONEER DR. - WISCONSIN DELLS, WI 53965608-254-8321holidaywholesale.comLinkedIn201-500 employeeswholesale

Prospect flagsLow participant contribution

How to read this page

Total assets (EOY)

$26.3M

+2.1% from 2017

Total participants

460

+8.0% from 2017

Average account balance

$67,129

+2.4% from 2017

Annual return

13.22%

-0.82 pp from 2017

Benchmarks

See 1,274 peers

Peer group

Industry42 - Wholesale Trade

Plan typeDefined contribution

Participants250-999

Cohort1,274 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$25.74M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$63K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

410

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

58.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.26M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$2K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.74%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$264

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
JOHN F. SUBY & ASSOCIATES, SC3+ years Service code 26 · EIN 27-0420681	Advisory (Participants)	$82,334
ALLIANCE BENEFIT GROUP3+ years Filed as: ALLIANCE BENEFIT GROUP OF ILLINOIS Service code 15 · EIN 37-0899315	Recordkeeping	$72,186
CHARLES SCHWAB & CO., INC.1 year Filed as: CHARLES SCHWAB BANK Service code 18 · EIN 42-1558009	Sub-transfer agency fees; Float reven...	$11,904
CHARLES SCHWAB & CO., INC.3+ years Service code 59	Shareholder Servicing	$0

Plan features & details

Pension benefit codes2E2F2G2J2K2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$116K

$293 / participant

Investment mgmt$82K71.2%
Other / not subdivided$33K28.8%

% of EOY assets

0.439%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: WIPFLI, LLP
Auditor EIN: 390758449
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$67,129

$62,267+7.8%

$110,243-39.1%

$55,725+20.5%

Participation rate

82.7%

78.1%+4.6pp

79.8%+2.9pp

70.9%+11.9pp

Annual return

13.22%

-1.07%+14.3pp

314.76%-301.5pp

244.93%-231.7pp

Employer contribution / active EE

$984

$1,941-49.3%

$3,827-74.3%

$2,078-52.6%

Participant deferral / active EE

$1,623

$3,516-53.8%

$4,672-65.3%

$3,356-51.6%

Admin fee / account holder

$295

$121+143.9%

$8,548-96.5%

$115+156.1%

Provider

Service type

Compensation

JOHN F. SUBY & ASSOCIATES, SC3+ years

Service code 26 · EIN 27-0420681

Advisory (Participants)

$82,334

ALLIANCE BENEFIT GROUP3+ years

Filed as: ALLIANCE BENEFIT GROUP OF ILLINOIS

Service code 15 · EIN 37-0899315

Recordkeeping

$72,186

CHARLES SCHWAB & CO., INC.1 year

Filed as: CHARLES SCHWAB BANK

Service code 18 · EIN 42-1558009

Sub-transfer agency fees; Float reven...

$11,904

CHARLES SCHWAB & CO., INC.3+ years

Service code 59

Shareholder Servicing

HOLIDAY WHOLESALE, INC. PROFIT SHARING & 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

HOLIDAY WHOLESALE, INC. PROFIT SHARING & 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion