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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,521 | $226,135-34.8% | $182,558-19.2% | $152,909-3.5% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.0%+22.0pp | 82.5%+17.5pp |
| Annual return | 4.05% | 192.60%-188.6pp | 148.59%-144.5pp | 345.46%-341.4pp |
| Employer contribution / active EE | $9,589 | $4,979+92.6% | $4,076+135.2% | $4,764+101.3% |
| Participant deferral / active EE | $5,337 | $6,371-16.2% | $5,526-3.4% | $5,851-8.8% |
| Admin fee / account holder | $43,782 | $10,707+308.9% | $8,594+409.4% | $11,601+277.4% |