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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,018 | $80,983+40.8% | $96,544+18.1% | $75,177+51.7% |
| Participation rate | 74.5% | 71.8%+2.7pp | 76.0%-1.5pp | 67.2%+7.3pp |
| Annual return | 19.66% | 27.05%-7.4pp | 25.88%-6.2pp | 160.75%-141.1pp |
| Employer contribution / active EE | $1,626 | $2,282-28.7% | $2,966-45.2% | $2,671-39.1% |
| Participant deferral / active EE | $4,729 | $3,929+20.4% | $4,851-2.5% | $4,126+14.6% |
| Admin fee / account holder | $10,737 | $6,717+59.9% | $8,254+30.1% | $5,651+90.0% |